PPI Payment protection Insurance reclaim Mis-Sold PPI Mis-Sold PPI:
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Have you taken out a loan, credit card, or a mortgage in the last six years?

You may have been mis-sold Payment Protection Insurance. You may not even be aware that you've been paying for one of these policies. You could be owed compensation.

Here at Red Claims, we are helping anyone that has taken out a PPI policy, with our no win no fee service. Simply complete our enquiry form and see if you can make a claim today.

  • Claim Back Every Penny with the Help of Red Claims

    If you have been mis-sold PPI (Payment Protection Insurance) then you have come to the right place. Our goal is to help our clients claim back every penny that has disappeared into supposed PPI (also known as Accident, Sickness and Unemployment insurance), plus interest.

  • PPI premiums as proportion of loan

    Loan Type

    Loan amount

    PPI premium

    premium as a percentage of total loan

    Unsecured personal loan




    Unsecured personal loan




    Hire purchase for car




    Hire purchase for care




    Unsecured loan




    Secured loan




    Secured loan




    Conditional sale for car




    Unsecured personal loan




    Source: Citizens Advice Bureau PPI Report Findings Sep 2005

  • The Mis-Selling Scandal

    The mis-selling of PPI has become a prolonged scandal that has involved the scamming of thousands of people over a number of years. Dishonest financial advisers have taken advantage of their clients and for a long time were able to get away with it. Plus, banks have made huge profits by selling PPI, as only 10% of claims are ever paid out!

    Many people have been sold PPI without even knowing about it, let alone agreeing to it. Others have been sold PPI because they are self-employed or have pre-existing medical conditions and want to protect their policies and their income. This may seem like it was a sensible idea and it should have been but it has turned out that for many, this PPI would not even cover these people if they did need to claim.

    The banks have made huge profits from selling Payment Protection Insurance. Despite the insurance being massively overpriced, it was sold to people who simply didn't need it.

    If you don't question whether it was mis-sold, you'll carry on spending a fortune on a policy that may never be of use to you.

    Evidence shows that hard sales methods were used by banks and other companies to encourage staff to sell this insurance to people who didn't want or need it. As such. PPI wasn't always sold in your best interests. Many banks and other financial service providers have been fined by the FSA for mis-selling PPI.

  • How We Can Help You Claim

    Here at Red Claims we have a no win, no fee policy so there is absolutely no risk on your part. Our highly qualified, hard-working team will do their utmost to ensure that you get back the money that is rightfully yours.

    To see if you are eligible and for more information on how we can help you claim back mis-sold PPI, call 020 7377 1122 now.


Q: What is PPI?

A: PPI (Payment Protection Insurance) is insurance to cover your payments on a loan should you become sick, unemployed or suffer an accident.

What types of loans are covered by PPI?Close

A: Car finance, mortgages, bank and building society loans and credit cards are all products that frequently come with PPI attached.

Q: Why Can I make a claim?

A: Generally PPI insurance has been found to have been mis-sold by the Financial Services Authority in a number of cases. If it was mis-sold to you then you can make a claim to get back the proportion of your monthly loan or credit-card payments that represented the PPI payments, plus interest. There are many reasons why PPI may have been mis-sold to you in the first place but the main reasons behind making a claim are if you were not in full-time employment at the time you took out the loan, if you were told that the cover was compulsory or if you were not even made aware that you had the cover.

Q: Can I still complain if I no longer have the policy?

A: You can as long as you still have the policy or loan details and you did not get any payout of benefits under the policy while it was in force.

Q: If I complain will it affect my policy?

A: Yes. In the majority of cases, what we are complaining about is the fact that you should not have been sold the policy in the first place because it was not right for you. If we are successful with your complaint, your compensation will be a full refund of all your premiums plus interest and your cover will cease.

Q: How long does it take?

A: This will all depend on how long the loan or credit-card companies take to respond to us.

Q: How much will it cost me?

A: Our service is results based. You will only be asked to pay any fee if you receive a refund or settlement from your bank. The fee will be 20% of that refund

Q: How do I start my claim?

A: You can either submit your information via our contact form or by calling a claims advisor on 020 7377 1122. We will send you our standard agreement form to sign and return.